TGS

Welcome to The Good Steward Financial Literacy Course

Your financial goals take the spotlight – always!

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Our Courses

Budget

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This 4-week Cohort will teach you how to create and manage your Budget.

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Week – 1 Budget Overview
  • Why do I need a Budget?
  • What should I include in my Budget?
  • Do Budgets really work anyway?
  • Do I have time for this?
Week 2 – Creating Your Budget From Scratch
  • What is my income?
  • How much should I use for Housing?
  • How much should I use for Utilities?
  • Do I have any money left for me?
  • Be Creative.
  • What about future plans, such as: wanting
    to purchase a home or renting a place of
    my own to live?
Week 3 – Managing Your Budget
  • Am I an impulsive spender?
  • Do I really need that?
  • Is that a need or a want?
  • Is my problem money or a greater problem?
Week 4 – Automating your Budget
  • Privacy and Security
  • Protecting your Data
  • Automate your Budget
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Spending

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This 4-week Cohort will teach you how to create and manage your Spending.

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Week – 1 Overview Spending
  • Learning the 50/30/20 rule.
  • Why does it work?
  • How do I start?
  • Categories (Spending)
  • Learning to navigate in TGS Financial app.
  • Learning the Spending Wheel
  • Where is my money going?
Week 2 – Creating Your Spending Plan
  • Why is my spending plan failing me?
  • Do I have any money left for me?
  • Categories (Spending)
  • Continue to learn to navigate in the
  • TGS Financial app.
Week 3 – Managing Your Spending
  • Am I an impulsive spender?
  • Do I really need that?
  • Is that a need or a want?
  • Can I have any fun?
  • How to manage your spending
Week 4 – Adjusting Your Spending Habits
  • How does this make you feel?
  • Identifying your emotions.
  • Protecting your data.
  • Linking your accounts.
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Credit

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This 4-week Cohort will teach you the fundamentals of Credit.

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Week – 1 Credit Overview
  • Why do I need to have Credit?
  • What is a good Credit score?
  • How do I create a Credit account?
  • Do I need to go into debt?
Week 2 – Good Credit/Bad Credit
  • Why was I turned down for a Credit card?
  • What Credit score do I need to buy or rent a home?
  • How can I improve my Credit score?
  • I don’t use Credit. That’s better, right?
Week 3 – Managing Your Credit
  • I was only one day late. Will that hurt my Credit?
  • What is the debt to Credit ratio that I need to have?
  • Is it good to close all my Credit card accounts?
  • How often should I check my Credit report?
Week 4 – Protecting Your Credit
  • Privacy and Security
  • Protecting your Data
  • Use strong passwords
  • Change your passwords periodically
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Debt

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This 4-week Cohort will teach you the fundamentals of Credit vs Debt.

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Week – 1 Credit Overview
  • Why can’t I get out of Debt?
  • What is my Debt-to-Income ratio?
  • How do I begin to payoff Debt?
  • Why is Debt causing me so much stress?
Week 2 – Good Credit/Bad Credit
  • What is meant by good debt?
  • Is my goal to be Debt free?
  • How much of my income should I use to pay off Debt?
  • Do I need to pay old Debts?
Week 3 – Managing Your Debt
  • Which Debt should I pay off first?
  • Since I’m in Debt, can I still have a life?
  • This Debt is causing me so much stress!
  • What should I do?
  • How will this Debt affect my living?
Week 4 – Consolidating Debt
  • Staying positive through the process.
  • Celebrate your accomplishments.
  • Remind yourself of the benefits of being free of bad Debt.
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Home Loans

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Week – 1 Home Loans Overview
  • What is a Home Loan?
  • How does home loans differ from other loans?
  • Is it difficult to get a home loan?
  • Are home loans time consuming?
Week 2 – Home Loan Documents
  • What documents will I need to apply for a home loan?
  • How many years of employment do I need?
  • How much income do I need?
  • How much down payment money do I need?
Week 3 – Home Loan Credit Score
  • Am I credit score ready?
  • Can I buy a home with a poor credit score?
  • What are the advantages of a good credit score?
  • Should I wait to buy?
Week 4 – Finding a Lender
  • How do I find the right lender?
  • Should I use a bank or a broker?
  • What questions should I ask my lender?
  • Now what do I do?
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Seniors Financial Wellness

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Week – 1 Budget Basics
  • How do I adjust to a fixed income?
  • How do I get my debt under control in my Senior years?
  • Dangers of Financial Stress
  • Staying on track while helping others
Week 2 – Being a Mentor
  • Am I really helping my family?
  • How can I help others without spending money?
  • Should I just cut off my family who keeps draining my finances?
  • What are my gifts, talents and skills?
Week 3 – Credit Score
  • Do I still need credit?
  • What is my credit score?
  • What are the advantages of a good credit score as a Senior?
  • When should I use credit?
Week 4 – Home-Rich Cash-Poor
  • I have no money but my house is paid off.
  • Is a Reverse Mortgage good for me?
  • I will lose my home if I get a Reverse Mortgage.
  • How do I apply for a Reverse Mortgage?
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Earn money

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Ready to earn extra income teaching financial literacy?

Grow your income by starting or expanding your coaching business with our all-inclusive program. We equip you with everything you need, including comprehensive training, a personal landing page, and a full suite of 24 class curriculums. You'll also get a dedicated group and your coaching business integrated into our TGS/KeySavup Fintech app, with national expansion opportunities and unwavering support from the TGS Team.

Click the “Book Now” tab and book an appointment for more details.

Program benefits include:
  • Instant Online Presence: Your own personalized landing page with your branding.
  • Ready-to-Teach Content: A complete suite of 24 diverse class curriculums.
  • Fintech Integration: Seamless integration into our TGS/KeySavup app, connecting you to a national network.
  • Unlimited Earning Potential: A clear path to significantly increase your income and business growth.
  • Reliable Support: Continuous support from the dedicated TGS Team.
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Download KeySavup Financial App to create your budget and access other financial products

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Our Blog

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What Are Financial Apps?

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what net worth means

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Investment and Returns

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WHO ARE FINANCIAL PLANNERS? AND WHAT DO THEY DO?

Ever felt overwhelmed by the complex world of finance? You’re not alone. This is where…

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Credit Management System

Credit management is the process of controlling credit granted to customers. It involves continually evaluating…

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Timothy Griggs

Mortgage/Real Estate Broker/Investor

Fintech Founder/Financial Literacy Coach

With over 25 years experience

DRE# 01924580

NMLS# 1181539 / 1192399

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Frequently asked questions

If you can’t find what you’re looking for, email our support team.

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Financial apps are tools that help you manage your money, track expenses, and budget more effectively.

Personal finance covers budgeting, saving, investing, and managing money in daily life.

A growing issue where many people are not saving enough to sustain themselves after retirement.

Budgeting helps you manage income and expenses to avoid overspending and achieve financial goals.

Taking control of your finances can feel overwhelming. But by implementing smart budgetary practices, you can transform your financial well-being and achieve your long-term goals.

Budgeting apps give you real-time insight into your spending, saving, and overall financial habits.