Welcome to The Good Steward Financial Literacy Course

Your financial goals take the spotlight – always!

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Curriculums

1000+

Students

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What We Teach

Our Courses

Four-week cohorts built for real life: practical tools, clear language, and hands-on practice with the Kribsavup app so students can budget, spend wisely, and plan with confidence.

Budget

This 4-week Cohort will teach you how to create and manage your Budget.

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Budget
Week – 1 Budget Overview
  • Why do I need a Budget?
  • What should I include in my Budget?
  • Do Budgets really work anyway?
  • Do I have time for this?
Week 2 – Creating Your Budget From Scratch
  • What is my income?
  • How much should I use for Housing?
  • How much should I use for Utilities?
  • Do I have any money left for me?
  • Be Creative.
  • What about future plans, such as: wanting
    to purchase a home or renting a place of
    my own to live?
Week 3 – Managing Your Budget
  • Am I an impulsive spender?
  • Do I really need that?
  • Is that a need or a want?
  • Is my problem money or a greater problem?
Week 4 – Automating your Budget
  • Privacy and Security
  • Protecting your Data
  • Automate your Budget
Budget

Spending

This 4-week Cohort will teach you how to create and manage your Spending.

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Spending
Week – 1 Overview Spending
  • Learning the 50/30/20 rule.
  • Why does it work?
  • How do I start?
  • Categories (Spending)
  • Learning to navigate in TGS Financial app.
  • Learning the Spending Wheel
  • Where is my money going?
Week 2 – Creating Your Spending Plan
  • Why is my spending plan failing me?
  • Do I have any money left for me?
  • Categories (Spending)
  • Continue to learn to navigate in the
  • TGS Financial app.
Week 3 – Managing Your Spending
  • Am I an impulsive spender?
  • Do I really need that?
  • Is that a need or a want?
  • Can I have any fun?
  • How to manage your spending
Week 4 – Adjusting Your Spending Habits
  • How does this make you feel?
  • Identifying your emotions.
  • Protecting your data.
  • Linking your accounts.
Spending

Credit

This 4-week Cohort will teach you the fundamentals of Credit.

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Credit

Week – 1 Credit Overview
  • Why do I need to have Credit?
  • What is a good Credit score?
  • How do I create a Credit account?
  • Do I need to go into debt?
Week 2 – Good Credit/Bad Credit
  • Why was I turned down for a Credit card?
  • What Credit score do I need to buy or rent a home?
  • How can I improve my Credit score?
  • I don’t use Credit. That’s better, right?
Week 3 – Managing Your Credit
  • I was only one day late. Will that hurt my Credit?
  • What is the debt to Credit ratio that I need to have?
  • Is it good to close all my Credit card accounts?
  • How often should I check my Credit report?
Week 4 – Protecting Your Credit
  • Privacy and Security
  • Protecting your Data
  • Use strong passwords
  • Change your passwords periodically
Credit

Debt

This 4-week Cohort will teach you the fundamentals of Credit vs Debt.

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Debt

Week – 1 Credit Overview
  • Why can’t I get out of Debt?
  • What is my Debt-to-Income ratio?
  • How do I begin to payoff Debt?
  • Why is Debt causing me so much stress?
Week 2 – Good Credit/Bad Credit
  • What is meant by good debt?
  • Is my goal to be Debt free?
  • How much of my income should I use to pay off Debt?
  • Do I need to pay old Debts?
Week 3 – Managing Your Debt
  • Which Debt should I pay off first?
  • Since I’m in Debt, can I still have a life?
  • This Debt is causing me so much stress!
  • What should I do?
  • How will this Debt affect my living?
Week 4 – Consolidating Debt
  • Staying positive through the process.
  • Celebrate your accomplishments.
  • Remind yourself of the benefits of being free of bad Debt.
Debt

Home Loans

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Home Loans
Week – 1 Home Loans Overview
  • What is a Home Loan?
  • How does home loans differ from other loans?
  • Is it difficult to get a home loan?
  • Are home loans time consuming?
Week 2 – Home Loan Documents
  • What documents will I need to apply for a home loan?
  • How many years of employment do I need?
  • How much income do I need?
  • How much down payment money do I need?
Week 3 – Home Loan Credit Score
  • Am I credit score ready?
  • Can I buy a home with a poor credit score?
  • What are the advantages of a good credit score?
  • Should I wait to buy?
Week 4 – Finding a Lender
  • How do I find the right lender?
  • Should I use a bank or a broker?
  • What questions should I ask my lender?
  • Now what do I do?
Home Loans

Seniors Financial Wellness

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Seniors Financial Wellness
Week – 1 Budget Basics
  • How do I adjust to a fixed income?
  • How do I get my debt under control in my Senior years?
  • Dangers of Financial Stress
  • Staying on track while helping others
Week 2 – Being a Mentor
  • Am I really helping my family?
  • How can I help others without spending money?
  • Should I just cut off my family who keeps draining my finances?
  • What are my gifts, talents and skills?
Week 3 – Credit Score
  • Do I still need credit?
  • What is my credit score?
  • What are the advantages of a good credit score as a Senior?
  • When should I use credit?
Week 4 – Home-Rich Cash-Poor
  • I have no money but my house is paid off.
  • Is a Reverse Mortgage good for me?
  • I will lose my home if I get a Reverse Mortgage.
  • How do I apply for a Reverse Mortgage?
Seniors Financial Wellness
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Leadership

Meet Our Leadership Team

Timothy Griggs

Timothy Griggs

Founder & CEO

Ernst Fenelon, Jr.

Ernst Fenelon, Jr.

Chief Strategy Officer (CSO)

Michelle R. Stanford

Michelle R. Stanford

Chief Commercial Officer (CCO)

Jason Jing

Jason Jing

CTO

Help center

Frequently asked questions

If you can’t find what you’re looking for, email our support team.

Financial apps are tools that help you manage your money, track expenses, and budget more effectively.

Personal finance covers budgeting, saving, investing, and managing money in daily life.

A growing issue where many people are not saving enough to sustain themselves after retirement.

Budgeting helps you manage income and expenses to avoid overspending and achieve financial goals.

Taking control of your finances can feel overwhelming. But by implementing smart budgetary practices, you can transform your financial well-being and achieve your long-term goals.

Budgeting apps give you real-time insight into your spending, saving, and overall financial habits.