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REAL ESTATE IS A R.E.A.L.J.O.B. With Dwight Pledger

Real estate is a real job! That’s what we learn today as Timothy Griggs interviews real estate professional, author, motivational speaker, and business coach Dwight Pledger! Dwight talks about how he entered the real estate profession and shares his journey in life and as a real estate professional. Dwight talks about the changes in the […]

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My First House Intro – The Good Steward

Welcome to My First House! In this episode, our host, mortgage broker-originator Timothy Griggs introduces himself and gives us a taste of what’s coming on the podcast. Over the next episodes, we will hear from real estate brokers, mortgage brokers, loan originators, professionals in the insurance industry, and more. He also talks about The Good […]

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What Is A Good FICO Score?

What is a good FICO score? The answer depends on who you ask. Lenders use your score to predict how likely you will default on a loan. When determining the maximum amount of money you are allowed to borrow for a car or home mortgage, the lender will look at your score. Most people have […]

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Check Credit Score – Tips to Help Boost Your Score

It’s important to check credit scores regularly in order to ensure that your financial standing remains at par with the latest standards. There have been several changes made to check credit score procedures and it’s important to understand them. In fact, they’re pretty straightforward. The first major change is the introduction of the Fair Credit […]

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Creating an Effective Credit Management System

Credit management is a process of determining, establishing and implementing policies related to the timely recovery of credit that has been granted, setting appropriate terms for credit, and monitoring compliance with business credit policy, amongst many other credit related activities. A credit manager must also be prepared to take corrective action should policies not be […]

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Credit Management Techniques That Ensure a Steady Cash Flow

Credit management is an essential process for any individual or business that requires access to funds. It involves the careful monitoring of credit accounts, the collection and repaying of loans and payments, the allocation of available credit to different credit accounts, and the timely retrieval of funds when it becomes needed. Credit management is also […]

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How to Check Credit Score and Report

Check credit score! Why? It makes no sense why anyone would do something as important as cleaning their credit without even knowing about it. The most important thing to check for is accuracy and timeliness. Your financial life depends on it. A credit rating is basically a numerical value calculated on a detailed level review […]

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How to Create a Good Credit Score

A credit score is usually a numerical value calculated on the basis of a person’s credit file, reflecting the creditworthiness of that person. A credit score can fluctuate widely depending on the many variables that are considered when calculating it, including but not limited to, how long a person has been established in his or […]

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How Can I Increase My Fico Credit Score

A good credit score is a key ingredient to successfully applying for and getting approved for home, auto and other loans. It is important to understand, though, that many lenders use different formats for calculating credit scores, so it is essential to ask the questions that will enable you to learn how lenders arrive at […]

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What is a Fico Score?

FICO Score Versions Used by Lenders and Credit Repair Companies A credit rating called FICO is the most widely used tool for banks, credit card companies and mortgage companies to assess the financial risks of potential borrowers. FICO, originally Fair, Isaac and Company (now named Equifax) is a publicly held data analytics firm based in […]

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