• The US Stock Market: Benefits of Investing in it

    The US Stock Market: Benefits of Investing in it

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    The US stock market which is one of the most developed in the world has historically delivered solid returns over the long term. It is estimated that the US stock market could potentially generate average annual returns in the range of 5% to 8% after adjusting for inflation. Diversification Investments across various sectors, industries, and…

  • Smart Giving for a Better World: TGS Features for Effective Philanthropy

    Smart Giving for a Better World: TGS Features for Effective Philanthropy

    Smart Giving for a Better World: TGS Features for Effective Philanthropy In a world driven by technology and connectivity, philanthropy is experiencing a digital transformation, ushering in an era of smart giving that promises to make a lasting impact on communities and causes worldwide. Revolutionizing Charitable Contributions with TGS At the forefront of this movement…

  • From Spending to Saving

    From Spending to Saving

    In the fast-paced world of modern living, managing personal finances can often be a daunting task. The constant influx of expenses, coupled with the allure of spontaneous purchases, can leave individuals struggling to maintain a healthy balance between spending and saving. The Role of Financial Technology However, with the advent of innovative financial technology, navigating…

  • The Future of Home Budgeting

    The Future of Home Budgeting

    Home budgeting is set to undergo a significant transformation as technology continues to advance, offering innovative solutions that empower individuals to make decisions regarding their financial health with precision and greater efficiency. The Evolution of Household Financial Planning In an era marked by digitalization and evolving customer needs, the concept of household financial planning is…

  • REAL ESTATE IS A R.E.A.L.J.O.B. With Dwight Pledger

    REAL ESTATE IS A R.E.A.L.J.O.B. With Dwight Pledger

    Real estate is a real job! That’s what we learn today as Timothy Griggs interviews real estate professional, author, motivational speaker, and business coach Dwight Pledger! Dwight talks about how he entered the real estate profession and shares his journey in life and as a real estate professional. Dwight talks about the changes in the…

  • My First House Intro – The Good Steward

    My First House Intro – The Good Steward

    Welcome to My First House! In this episode, our host, mortgage broker-originator Timothy Griggs introduces himself and gives us a taste of what’s coming on the podcast. Over the next episodes, we will hear from real estate brokers, mortgage brokers, loan originators, professionals in the insurance industry, and more. He also talks about The Good…

  • What Is A Good FICO Score?

    What Is A Good FICO Score?

    What is a good FICO score? The answer depends on who you ask. Lenders use your score to predict how likely you will default on a loan. When determining the maximum amount of money you are allowed to borrow for a car or home mortgage, the lender will look at your score. Most people have…

  • Check Credit Score – Tips to Help Boost Your Score

    Check Credit Score – Tips to Help Boost Your Score

    It’s important to check credit scores regularly in order to ensure that your financial standing remains at par with the latest standards. There have been several changes made to check credit score procedures and it’s important to understand them. In fact, they’re pretty straightforward. The first major change is the introduction of the Fair Credit…

  • Creating an Effective Credit Management System

    Creating an Effective Credit Management System

    Credit management is a process of determining, establishing and implementing policies related to the timely recovery of credit that has been granted, setting appropriate terms for credit, and monitoring compliance with business credit policy, amongst many other credit related activities. A credit manager must also be prepared to take corrective action should policies not be…

  • Credit Management Techniques That Ensure a Steady Cash Flow

    Credit Management Techniques That Ensure a Steady Cash Flow

    Credit management is an essential process for any individual or business that requires access to funds. It involves the careful monitoring of credit accounts, the collection and repaying of loans and payments, the allocation of available credit to different credit accounts, and the timely retrieval of funds when it becomes needed. Credit management is also…