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FICO Score Versions Used by Lenders and Credit Repair Companies A credit rating called FICO is the most widely used tool for banks, credit card companies and mortgage companies to assess the financial risks of potential borrowers. FICO, originally Fair, Isaac and Company (now named Equifax) is a publicly held data analytics firm based in…

If you have been looking for information on how to increase your credit score, then this article will provide you with the basics. There are a lot of different factors that go into the calculation of credit scores and one of them is the number of open accounts. The higher number of accounts, the more…

A credit score, also known as a credit rating, is a numerical measurement calculated on the basis of an assigned scale, reflecting the creditworthiness of a person. A credit score normally depends on several variables such as the amount of credit extended, types of credit applied for and frequency of payment made. A credit score…

What is a credit score? A credit score, also called a credit history rating, is a numerical representation of an individual’s credit risk, to reflect an individual’s creditworthiness. A credit score reflects a credit history, generally sourced from three credit agencies, most commonly the credit bureau known as Experian, Equifax, and TransUnion. The score is…

FICO, originally Fair, Isaac and Company (now known simply as FICO), is an information analytics firm based in San Jose, California specializing in credit monitoring services. It was founded by Earl Isaac and Bill Fair in 1956. Their FICO score, an independent measure of customer credit risk, has since become a staple of personal lending…